Opportunity to Open a Bank Account for Just 10 taka

Having a bank account has become something of a necessity these days. Many of the daily necessary activities have to be done through the bank. A trusted bank can be a safe haven for your money. We have to transact money through the bank for our various business activities, apart from this, we need a trusted bank account for online payment. So not having a bank account means you are quite a bit behind. So, if you don't have a bank account, you can quickly open a bank account. Almost many of us think that there is no second such troublesome task as opening a bank account.


 Many people are not interested in opening a bank account to avoid this hassle. To be honest, opening a bank account is not a hassle at all in this digital age. Such misconceptions have arisen due to our lack of knowledge about the matter. You know that Bangladesh is a middle income country. And the people of this country are mostly middle income or low income people. Due to which we cannot open accounts with 500 or 1000 rupees. And because of that, the IFIC bank counterparty is now charging a fee of 10 taka to open a bank account to everyone. 


In fact, everyone can open a bank account very easily, but again through 10 taka, they can understand what an excellent offer the IFIC bank counterparty is giving. We all need to know how to open IFIC bank account. Let's find out. What are the advantages and disadvantages with it?



What is required to open a simple account in IFIC Bank for 10 taka

IFIC Sahaj Account is a new product for the unbanked people of Bangladesh, giving more home to the target financial amount. Minimum required account balance at the time of opening a bank account, hassle free with no paperwork is a proper banking facility for the public. IFIC but the documents we will need are


*Account opening form should be completed with signature of the person creating the account.

*The person creating the account will need three passport size photographs.

*National Identity Card, Smart Card, Driving License or Passport of the person creating the account. Any one of these four will be required.

* One copy of passport size photograph of the nominee will be required by the person creating the account.

*The person creating the account will need a photocopy of the nominee's smart card.

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*Photocopy of current bill will be required for address proof of the person creating the account. However, the name of the family on the paper of the current bill will continue.

* Signature of identity donor will be required on account opening form.


Easy Account Opening Facility in IFIC Bank

IFIC Sahaj account is an extraordinary account in the history of banking in Bangladesh. The benefits of IFIC Sahaj account are mentioned below-


* Saving and loan (overdraft) facility in one account. That is, by opening an 'money account', savings can be made and loans can be taken through the same account. No need to open a separate account for taking loan. This account can also enjoy the benefits of current account.

*IFIC easy account can be opened with just 10 rupees

*Source of funding is not mandatory

*Very low maintenance fees

*Facilities of receiving transaction related information through SMS i

*Minimum account closure charges

*No check book will be provided, instead a counter slip will be provided which will be used for withdrawal

*Account can be opened with signature or tip only

*Enrollment facility in digital banking is free.


IFIC Bank Easy Account Opening Difficulty

*You will not get any check book, if you want to deposit money in the bank, you will be given a slip through which you can deposit and withdraw money.

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*You cannot use dual currency virtual cards. You can only use ATM cards used in the country.


* You can withdraw maximum 5 times in a day.

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Basically, all banks have some advantages and disadvantages, but IFIC Bank has more advantages than all other banks

And hassle less you can avail similar services from any branch and sub branch

So, you can keep an account in IFIC Bank to get all the benefits at once.

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